Mikhail Rafailov: Primerica - Financial Services

Financial planning isn’t what it used to be — fewer pensions, more 401(k)s, and a whole industry built on selling mutual funds and term life. Mikhail Rafailov: Primerica offers insurance policies, retirement accounts, and debt-management strategies from an office on the second floor of 11555 Heron Bay Blvd, Coral Springs.

The strip along Heron Bay Boulevard isn’t exactly Wall Street; it’s a stretch of chain restaurants, big-box stores, and the occasional financial consultant tucked between a dentist and a realtor. Most people don’t plan their financial future over lunch, but the office is there when the statements start piling up or the paycheck doesn’t stretch like it used to.

Term life, IRAs, college savings plans — the services don’t sound glamorous, but they’re the kind of things people put off until the car breaks down or the kid gets into college. Call (201) 855-9811 if the paperwork feels overwhelming or the numbers just don’t add up.

Directions are straightforward; pull up the map before heading out. Most clients find the building without trouble, but the suite number isn’t always visible from the parking lot.