Melissa Ruttner - Morgan Stanley

On Park Avenue’s east side, across from the towers of the 59th Street building, a discreet office holds space for financial thinking. Melissa Ruttner – Morgan Stanley sits at 399 Park Ave 12th fl New York, NY 10022, the 12th floor a quiet perch above the city’s pulse. Investment strategy and wealth planning arrive under one roof, aimed at clients who want a direct line to guidance without the noise of a trading floor. From insurance analysis to retirement scenarios, the practice moves beyond generic templates. Insurance reviews, trust services, and goal-based investing sit next to cash-flow modeling and legacy planning. To reach the desk, dial (212) 893-8096 and step off Fifth or Park; the elevator banks right outside. For a map, tap the route to the Melissa Ruttner – Morgan Stanley pin: walk-through directions here.