ICF

Credit counseling services help individuals and households sort through debt, negotiate with creditors, and plan sustainable budgets. ICF brings structure to financial decisions for New Yorkers who need clear guidance and realistic options. Its midtown Manhattan location sits above the city’s pulse, where office towers and transit lines meet at 1350 Broadway — a hub for quick in-person meetings and follow-ups.

Clients lean on teams that specialize in budgeting guidance, debt management planning, and credit report reviews. Housing counselors here assist with mortgage delinquency and rental questions, while bankruptcy alternatives get a close look before any paperwork is filed. Call (212) 736-0850 to schedule an appointment or ask about fees and forms. To chart a route, pull up the map and walk in during standard business hours; the building sits just west of Herald Square, steps from Penn Station and the subway.