Citi

Banks in upper Manhattan handle everything from everyday transactions to quick cash when time is tight. Up near the corner of 1310 Amsterdam Ave sits a branch where accounts come with straightforward solutions. Whether you need to deposit a check, set up autopay for bills, or handle other routine tasks, Citi covers the basics without drama.

The doors close earlier than some of the late-night bodegas in the neighborhood, so visitors should plan ahead. Out front, (646) 434-0769 rings straight to the tellers without another round of prompts—a small convenience that adds up when you’re juggling errands. They keep a straight line for quick cash advances, too, so the line doesn’t drag if you need a short-term advance before payday.

Parking on the side streets can be a hunt after five, so grab directions before you leave—the walk from the 163rd Street stop isn’t bad when the blocks are clear.